SAP Credit / Debit Card Payment Solution

Rapid Credit / Debit Payment Card Processing, Fully Integrated to SAP

Many SAP-centric organisations accept credit or debit card payments from customers, but are they being handled in the best way? To make this process as efficient as possible, companies should consider automating the payment handling process and integrating it with SAP.

The Electronic Card Payment Solution enables you to fully integrate any payments taken from customers with the financial items in SAP and additional systems if required. The solution provides seamless integration and automation of SAP payment card functionality for rapid real-time authorisations and settlement of all types of card payments. Additionally, payment accuracy can be improved as amounts to be debited are automatically inserted in to the payment fields.

Some companies are still reconciling payments against open items manually, which can be completely removed using this system. The system is scalable to over 100,000 transactions per day, allows multiple currencies and requires no modification to SAP code.

A number of modules exist to enable you to build a payment solution matching your organisations' requirements. For example, modules are available for encryption of card information in SAP, to clear open AR item payments via credit cards, electronic cheques and much more. The solution is java/XML-based  and can run on any platform including (but not limited to) Unix, Linux, Solaris & Windows. The diagram below shows how the solution fits within the payment process:



The solution is a CA-PCI (Payment Card Interface) SAP certified integration solution. We have existing certified integration with many payment service providers (PSPs) including RBS Streamline, Bibit, Worldpay, CyberSource and many more - click here for a more comprehensive list. If you don't see your chosen PSP on this list, please contact us, we may be able to produce the necessary links with that acquirer very quickly and without cost! The solution is delivered and supported in the UK & Europe by locally based personnel.

Read about DaimlerChrysler Financial Services'  use of  this solution.